Like everyone else, I have a few credit cards and some of them are lowering my score so to avoid it going lower I tried using several techniques to fix my credit score. It fixed one within forty-eight hours and it improved my score tremendously. The bad part was the repairing would only be possible when it was done by the lender, i.e. a bank or a credit company. At that time I was applying for a home loan and I found an error in it, so I thought the only way for the loan to be approved was when I fixed my credit score. What I did was I contacted the loan officer and asked him to perform a rapid rescore. Within 48 hours the problem was fixed and my loan was approved.
If you want to do the same like what I did, always remember that rapid rescore is a process that needs the right paperwork. In order to fix my credit score I came up with evidence that the item was wrong and the mistake was done by the creditor. In my case I sent the creditor a letter mentioning that the account was not mine. My debts were paid on time and thus the creditor should regard me as a responsible debtor. When they received my letter, they did a quick investigation and in just two days (48 hours) I managed to fix my credit information.
I can also show you a way on how to fix your credit by deleting bad credit. When you hire a credit repairing service they would in most cases charge you considerable amounts to do something you can do yourself. This should not be your first resort. You can actually delete your credit history by using a specific software program. If you have a look at 37 Days to Clean Credit you will understand what I mean. This is how I fixed my credit, you can fix yours too.
